html,body{overflow:auto!important;height:auto!important} .sv-fallback{max-width:720px;margin:0 auto;padding:32px 20px 64px; font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif; color:#14141c;background:#f3f3f7} .sv-fallback h1{font-size:30px;line-height:1.2;margin:0 0 8px} .sv-fallback h2{font-size:19px;margin:30px 0 10px} .sv-fallback h3{font-size:16px;margin:18px 0 4px} .sv-fallback p,.sv-fallback li{margin:0 0 10px} .sv-fallback a{color:#5b4be8} .sv-fallback footer{margin-top:34px;padding-top:16px;border-top:1px solid #e8e8ef;font-size:14px} .sv-fallback footer a{margin-right:16px}

SpendVise — See where your money actually goes.

SpendVise turns your own bank and card statements into a clear picture of your spending, and keeps the rest of your financial admin in one place. No bank login. No SMS reading. You stay in control of what goes in.

What you can do with it

Understand any statement

Upload a PDF, CSV, XLS or XLSX statement and get a readable breakdown in seconds: spend by category, month-on-month totals, your biggest merchants and a monthly average. Money that only moved — EMI, transfers, investments, wallet top-ups, card bill payments — is reported separately instead of being counted as spending.

Your passbook

Import a statement, or add a spend by hand in a few taps. Search, filter by month or category, correct anything, delete anything.

Categories that learn

Re-file a merchant once and SpendVise remembers it for every future transaction from that shop. Your corrections are stored against your account only. UPI, NEFT, IMPS, POS and ATM entries are recognised as the payment rail they are, never as a spending category.

Bills and subscriptions

Keep every recurring bill, EMI and subscription in one list, with what it costs per month and per year, and what is due in the next 7 and 30 days.

Splits

Split a dinner, a trip or a shared bill and see who owes whom, netted across everyone.

Vault

Keep warranties and invoices for the things you buy, with a reminder before cover ends, and a private note of your accounts, deposits, insurance and nominee details.

You can also photograph a receipt and have the amount, date and merchant filled in for you to check, and ask questions about your spending in plain language — answered from your own records, not from the internet and not from anyone else's data.

What SpendVise is not

SpendVise is not a bank, a non-banking financial company, a payment service or a money transmitter. It holds no money and cannot move money.
It does not offer, arrange, broker or refer loans or credit of any kind.
It does not offer investment, securities, commodity or cryptocurrency services, and does not execute or facilitate any trade.
It is not a registered investment adviser, financial adviser, tax adviser or accountant, and nothing in it is regulated financial advice.
It does not connect to your bank. It cannot see your balance, cannot initiate a payment, and never asks for your bank password, UPI PIN, card CVV or OTP.
Statements and receipts are read automatically and can occasionally be misread — please check anything important against your bank's own records.

Your data

No ads, and no advertising, analytics or tracking SDKs in the app. We do not sell your data. You can delete any record on its own, or your whole account and everything in it, from Settings or from this website.